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EMI Calculator 💰

Monthly EMI, total interest and total payment for any home, car or personal loan.

FAQ

How is EMI calculated?

EMI = P × r × (1+r)ⁿ / ((1+r)ⁿ − 1), where P is the loan amount, r the monthly interest rate and n the number of months. This is the standard reducing-balance formula used by banks.